Free Monthly Budget Tracker

Track your monthly expenses and manage your personal budget online for free. Easy manual expense tracking by category with real-time progress. No bank account linking required.

Get Started Free
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Track by Category

Organize expenses into fixed, variable, and savings categories. See exactly where your money goes.

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50/30/20 Budget Rule

Built-in support for the 50/30/20 budgeting method. Set percentage-based budgets that auto-calculate.

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Real-Time Progress

Watch your spending progress in real-time with visual bars. Stay on track with your monthly budget goals.

How It Works

1

Set Your Income

Enter your monthly income to get started

2

Create Categories

Set up budget categories and allocate amounts

3

Log Expenses

Add expenses manually as you spend throughout the month

4

Track Progress

Monitor spending vs budget with visual progress bars

Frequently Asked Questions

Is this budget tracker really free?

Yes, completely free. No hidden fees, no premium tiers, no bank account required.

Do I need to connect my bank account?

No. All expense tracking is manual — you enter expenses yourself. Your financial data stays private.

What is the 50/30/20 budget rule?

It is a budgeting method where 50% of income goes to needs, 30% to wants, and 20% to savings and debt repayment.

Can I track multiple months?

Yes. Navigate between months to compare spending patterns and track your budget history over time.

Start Tracking Your Budget

Free forever. No credit card required.